Is Your Insurance Company Giving You the Run-Around – Contact High & Younes LLC


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February 28, 2025 | Insurance Disputes

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It’s a relief to know that you can turn to your insurance for help when the unexpected happens. After-all, we invest in insurance policies to provide a financial cushion when these situations arise. However, insurance companies aren’t always willing to pay out on claims made. Like any other business, insurance companies want to avoid making losses. They may therefore use tactics to delay, underpay or deny your claim altogether in a bid to avoid these losses. Below, we discuss common tactics employed by insurance companies as well as how an attorney can help.

Common Ways Insurance Companies Give You the Run-Around

Insurance companies have been known to employ various strategies to delay, underpay or even deny claims. These include:

  • Delaying the claims process – Insurance companies may request excessive paperwork, drag out investigations or continuously transfer the case between adjusters. This slows the claims process down and can be quite frustrating. This is done in an effort to get you to give up on the claim.
  • Denying claims – The insurance company may outright deny your insurance claim without a valid reason. Insurance companies use this tactic with the hope that you won’t fight back.
  • Offering low settlements – Insurance adjusters often propose low payouts. These payouts often do not cover the full extent of the losses. Unfortunately, many people accept these low settlements out of desperation.
  • Miscommunication or lack of communication – Insurance companies may fail to return calls or provide inconsistent information in an effort to frustrate you and get you to give up or accept a low settlement.
  • Using complex policy language – Insurance companies may use complex or technical jargon in their policies to deter policyholders from pursuing claims.

How an Experienced Attorney Can Help

It can be frustrating when insurance companies refuse to cooperate. It helps to have an experienced attorney fighting in your corner. An attorney can make all the difference when pursuing a claim and the insurance company is giving you the run around. Here’s how.

  • They’ll review your insurance policy and interpret complex legal jargon

Attorneys are experienced in interpreting insurance policy jargon. They will help you understand the terms of your policy. They can explain what coverage you have, the limitations or exclusions of your policy as well as the obligations of the insurance company under the law. With a good understanding of the fine print, you will be in a better position to challenge any misinterpretations by your insurer.

  • They’ll manage communication with the insurance company

Insurance adjusters are known for asking misleading questions and trying to get information that can easily jeopardize the claims process. When you hire an attorney to guide and handle the claims process, you can avoid common pitfalls. Your attorney will advise you on what information to share and in many cases take over all communication with the insurance company. They will ensure that all communication is clear and on record. They will also follow up with the insurance company to ensure timely responses.

  • They’ll negotiate for a fair settlement

Insurance companies often try to settle for as little as possible. Without legal representation, you may be pressured into accepting a low offer that doesn’t fully cover your damages. An experienced attorney will assess the value of your claim and determine an approximate figure to pursue. They will present strong evidence to justify the compensation you deserve and push back against any unfair settlement tactics. Attorneys negotiate aggressively with the goal of maximizing the payout.

  • They’ll gather evidence and build a strong case

Insurance providers often dispute claims that are not supported by strong evidence. Evidence is crucial for proving fault and the extent of the resulting damages. An experienced attorney can help you collect evidence and build a strong case. They work with experts in different fields including private investigators, doctors and other professionals to gather and develop evidence. With a strong case, it becomes much harder for insurance companies to deny or undervalue your claim.

  • Ensure compliance with legal and other requirements

There are various laws and regulations that govern the claims process. Insurance companies also have their own requirements for the claims process. Some of these include deadlines. Missing deadlines or missing documents for example can result in your claim being denied. An experienced attorney will work to ensure that your paperwork is filed correctly and on time. They will work to keep your case on track and avoid any delays. Their expertise in legal matters will prevent insurers from using technicalities to escape liability.

Contact High & Younes, LLC for Free Consultation

If your insurance company is delaying, denying or underpaying your claim, don’t wait. Call us, High & Younes, LLC to explore your options and get the guidance and support you need. We’d be glad to review your case and help you recover just compensation.

Insurance Company Run-around

Insurance Company Run-around