August 21, 2025 | Accidents

Hundreds of thousands of car accidents occur every year. This doesn’t mean that being involved in a car accident isn’t devastating. Even seemingly minor car accidents can have a major impact on the life and finances of the parties involved. Dealing with the aftermath of a car accident extends beyond recovering from the physical injuries and emotional stress. Victims are faced with mounting medical bills, lost wages as well as endless paperwork from insurance companies. Even cases that seem straightforward can prove to be overwhelming to handle. This is where having an experienced car accident insurance claims attorney can help.

Below, we explore the key ways an attorney can help you navigate a car accident claim and legal complications that can arise along the way.

Possible Legal Complications in Car Accident Claims

Your case is straightforward. The other driver is clearly in the wrong. What could possibly go wrong when filing a claim for the compensation you’re clearly entitled to? The hard truth is that even claims that seem straightforward can become complicated. Some complications people often face when making car accident claims include:

• Disputed liability

The at-fault party’s insurance company may dispute liability. They may argue that you were at fault or were partially at-fault for the accident or your injuries. Because of Nebraska’s comparative negligence laws, these arguments can significantly reduce or even eliminate your ability to recover damages.

• Pre-existing conditions

Insurers often seek ways to reduce payouts. They may blame your injuries and condition on pre-existing health issues and not the accident.

• Delayed symptoms or long-term injuries

Not all injuries are apparent immediately after the accident. You may begin to experience symptoms days after the accident. Insurance companies may argue that your injuries weren’t caused by the accident. It is also more complex to deal with long-term injuries that require on-going medical intervention and other significant changes in the victim’s life.

• Policy limitations

Insurance policies often come with caps, exclusions and hidden clauses in their fine print.

• Involvement of multiple parties

Accidents involving multiple drivers, commercial vehicles or government entities can be difficult to navigate. This is because they involve multiple parties.

• Bad faith insurance practices

Insurance companies may act in bad faith to avoid paying out the claim. They may use underhand tactics such as delaying claims, misrepresenting policy language or even making unreasonably low offers.

How Car Accident Insurance Attorneys Can Help

• Explaining your rights and options

Many car accident victims don’t know their legal rights or the options available to them to recover compensation. Attorneys help victims understand what their insurance policies cover, what compensation they are eligible for and the legal options available to them. You will be able to make an informed decision as a result.

• Handling communication with insurance companies

Dealing with insurance companies following an accident can be overwhelming. Insurance adjusters may act like they want to help but are actually trained to protect their company’s bottom line at any cost. Attorneys help to protect your rights and best interests. They handle all communication with the insurance company. This includes speaking directly to insurance representatives on your behalf.  They help protect you from saying or doing anything that could harm your claim. They will also ensure that deadlines and requirements are met.

• Calculating your damages

Many car accident victims do not know what they are entitled to or how much. Insurers take advantage of this to offer victims unreasonably low settlements. An attorney can help you avoid taking a low settlement. They will help you calculate the true value of your claim. They consider factors such as your current and future medical costs, lost wages, diminished earning capacity and non-economic damages such as pain and suffering. They refer to experts to help them determine the true value of your claim.

• Challenging denied or delayed claims

Insurance companies often resort to various means to avoid losses. This may include wrongfully delaying or denying a valid claim. Your attorney will guide and represent you in challenging the denied or delayed claims. They will file appeals and challenge the unfair denial on your behalf. They will apply legal pressure to prevent the insurer from stalling. They know how to hold insurers accountable for acting in bad faith.

• Negotiating fair settlements

Most car accident claims are resolved outside of court. A skilled attorney can negotiate on your behalf with insurers to secure the best possible settlement. They will use evidence and expert opinions to strengthen your position. They will also reject lowball offers and fight for a payout that truly meets your needs.

• Representing you in court if necessary

If negotiations fail, your attorney can take your case to trial. They will file a lawsuit and present your case in front of a judge or jury. They will use compelling evidence and expert testimony to strengthen your case. They will fight to secure justice and a favorable outcome.

You don’t have to face the aftermath of a car accident alone. Contact High & Younes Attorneys LLC to schedule consultation and learn how we can support you during this difficult time.

Car Accident Insurance Claims Attorneys