July 30, 2024 | Accidents

Big-rigs, semi-trailers, semi-trucks; many of us grew up fascinated by these enormous beasts of the highway. These large trucks transport millions of tons of products to different parts of the country. They are a vital part of the economy. However, they are also a great danger to the other road users. These large trucks can cause devastation when involved in an accident.

Accidents involving semi-trailers often result in severe injuries and extensive property damage. Dealing with the aftermath of these accidents isn’t easy not just because of the costs and injuries but also because they are complex to deal with in the legal sense. If you find yourself or a loved one involved in such an accident, it is vital that you contact an experienced attorney as soon as possible. The attorneys at High and Younes are experienced in handling semi-truck cases. We’ll help you navigate the complex legal proceedings and fight to recover the compensation you deserve.

Commercial vs. Personal Car Insurance – Why are Semi-Trailer Insurance Claims So Complex?

Semi-trailer insurance claims can be very complex. This is true even for what seems like a straight-forward case. This is because dealing with commercial insurance is different from the approach you will take when making a claim against a personal car insurance policy.

• Multiple parties

There are multiple parties that can be held liable in a semi-truck accident. This applies even when only a single truck was involved in the accident. Some of the parties that can be pursued for compensation in a semi-truck accident include the driver, the trucking company, the client, the loading company, the maintenance company and even the truck manufacturer. This means that these cases often involve multiple parties and therefore multiple insurance companies. Pursuing claims with different companies can be complex.

• Higher coverage limits

Commercial vehicles are required to carry significantly higher insurance coverage limits compared to personal vehicles. This is because the potential damages and liabilities in truck accidents are often much greater than in accidents involving passenger vehicles. The Federal Motor Carrier Safety Administration (FMSCA) sets the minimum insurance requirements for these vehicles. These requirements differ depending on the cargo. Commercial insurers are therefore likely to make greater losses when facing claims for compensation. They are therefore more resistant in paying compensation for claims.

• Complex policies

Commercial insurance policies often aren’t straight forward. They often include specific clauses and requirements tailored to the trucking industries. These may include clauses such as fleet coverage and cargo liability. Interpreting these clauses and requirements requires specialized knowledge. Without experience with dealing with these companies, accident victims often find that their claims are denied on technicalities.

• Different laws and regulations

Truck companies are not only subject to general traffic laws but also must adhere to specific state and federal regulations specific to the trucking industry. These additional laws have an impact on the claims process. They can play a crucial role in determining liability and compensation.

Why You Should Seek an Experienced Semi-Trailer Attorney

If you or a loved one have been injured in an accident involving a semi-trailer, it is vital that you seek the guidance and services of an experienced attorney. The attorneys at High and Younes, LLC have handled numerous semi-trailer accident claims. We can help improve the outcome of your case by:

• Applying our in-depth understanding and experience with applicable laws

Our team has a good understanding of federal and state regulations applicable to semi-trailer accidents. We will help you navigate the complex legal system and ensure that your rights are protected.

• Investigating your claim and gathering evidence

We will help you build a strong claim by thoroughly investigating your claim and gathering evidence to support it. We will use our resources including expert investigators and reconstruction experts to build a strong case. We will gather evidence such as maintenance records, black box data and police reports to support your claim.

• Representing you

Dealing with the aftermath of a semi-trailer accident is devastating enough. We will help spare you the strain and trauma of having to deal with insurance companies by representing you throughout the case. From first contact to negotiations and trial if necessary, our attorneys will fight to ensure you receive the compensation you deserve.

Contact High and Younes, LLC to schedule your free consultation.

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